Payments Studio · Engagement
Payments Strategy Sprint: a buildable payments plan in 6 weeks
For teams that know what they want to launch and need the partners, architecture and licensing path settled before engineering starts.
Munro Banting advises, designs and builds. Client funds are held and moved only by licensed partners. Munro Banting does not hold, transmit or exchange client funds.
- Duration
- 6 weeks
- Model
- Fixed scope, fixed price
- Output
- Phased build plan
Deliverables
- 01
Partner shortlist and RFP pack
Requirements, a question set and scored responses from 3 to 5 processors, banks or ramp providers.
- 02
Target flow-of-funds design
The future-state flow, including who holds funds, settlement timing and failure paths.
- 03
Ledger model
Chart of accounts, entry types, balance rules, and the state machines for payments and payouts.
- 04
Compliance flow design
Where KYC, KYB, sanctions screening and monitoring sit in the user journey and the payout flow.
- 05
Licensing path
Agreed with your counsel, with the operational material each registration needs. This is preparation, not legal advice. Registrations, filings and legal opinions are handled by your counsel. [LEGAL]
- 06
Phased build plan
Phases, estimates, dependencies and the team each phase needs.
Six weeks, two weeks at a time
- 01
Requirements
Weeks 1–2Requirements, RFP issued, current-state review (or audit findings carried forward).
- 02
Design
Weeks 3–4Partner responses scored, flow-of-funds and ledger model drafted, counsel session.
- 03
Plan
Weeks 5–6Compliance flows, build plan and estimates, final readout.
Frequently asked questions
Can we skip the audit?
Yes, if your product is pre-launch. We run a shorter current-state review in week 1.
Will you choose the partner for us?
We score the options against your requirements and recommend one. You sign the contract.
How is the Sprint priced?
As a fixed fee, set in writing after the audit or the consultation.
Book a 15‑minute call
Tell us what you are building, your stage, the rails or countries involved and your timeline. We'll set up a 15‑minute call. If we're not the right firm, we'll say so and suggest someone who is.